Comprehensive Environmental Liability Coverage
Environmental liability claims can have an enormous effect on businesses across industries. Commercial entities such as contractors, manufacturers, transporters, and property owners each face significant environmental exposure that warrants calculated risk management. The professionals at Bowen, Miclette & Britt Insurance Agency, LLC have the ability and knowledge to guide you through the diverse set of products available to your company concerning environmental liabilities.
Managing Environmental Risks with Insurance
Environmental liability claims can significantly impact businesses across various industries. Contractors, manufacturers, transporters, and property owners all face substantial environmental exposure that requires effective risk management.
The processes involved in manufacturing, construction, transportation, and other commercial or industrial industries could pollute the environment. These businesses exercise caution when handling hazardous substances like mold, lead paint, asbestos, toxic waste, chemicals, and oil. The scope of environmental insurance is broad, covering exposures such as bodily injury, property damage, cleaning costs, violation fees, and business interruption.
At Bowen, Miclette & Britt Insurance Agency, LLC, we provide expert guidance through a diverse range of environmental insurance products tailored to your specific needs.
Types of Environmental Insurance Policies
Our offerings include a variety of policies to safeguard your business:
- Contractor’s pollution liability (CPL) policies
- Contractors professional liability
- Site pollution liability
- Environmental excess liability
- Environmental protection insurance
- Remediation programs
- Site-specific environmental liability coverage
- Real estate transactional policies
- Storage tank liability policies
- Products pollution
What Is Commercial Umbrella Insurance?
Environmental Risk and Liability Insurance Services
Bowen, Miclette & Britt offers services for comprehensive coverage. Our skilled brokers implement advanced strategies and analytics tools to deliver premier insurance and risk management solutions. We provide the following services:
- Needs assessment: Our business development unit conducts a comprehensive analysis of current and future liabilities.
- Policy research: Our brokers compile a list of potential environmental liability policies for a risk transfer program that would protect the client’s financial stability should a loss occur.
- Policy negotiation: We leverage our relationships with the underwriters in the marketplace to negotiate favorable coverage and premiums.
- Policy evaluation: Our knowledgeable representatives can articulate each policy’s details to help the client choose their coverage.
- Claims management: Our staff can provide claim management services that ensure accurate, timely completion of all necessary documents and communication.
- Policy renewal or alteration: We can continue to evaluate clients’ environmental risk transfer strategies to determine whether to renew or update coverage at the end of a policy’s term.
Why Choose BMB for Environmental Insurance?
Environmental risk is a broad concept that covers numerous scenarios and exposures. The companies at risk require comprehensive insurance policies and confidence that their business is secure. These companies trust Bowen, Miclette & Britt because our experience and resources help produce practical risk management policies.
Partnering with Bowen, Miclette & Britt begins with our brokers. We employ experienced, diligent account executives who take the time to curate pragmatic environmental insurance packages for each client. Our brokers have access to analytics tools and carrier relationships. They aggregate policies and negotiate premiums that help poise clients for success. We are more than environmental insurance. We are environmental assurance.
Get Started with Environmental Insurance Today
An exhaustive, cost-effective risk management solution can help save a business thousands of dollars, so partner with an environmental insurance broker you can trust. Bowen, Miclette & Britt can curate an insurance policy with dependable coverage from reputable carriers. Please contact us today for more information about your environmental coverage issues and the mitigation policies available to you.
