As one of the top 100 insurance agencies in the country, we’ve built relationships and credibility with all of the major construction markets. Our experienced personnel work with contracting firms to find the best solution to their risk management needs, whether it is a guaranteed cost program, loss-sensitive program, or OCIP/CCIP.
We can assist your firm with commercial construction insurance coverage and services, including builder’s risk, environmental liability, surety bonds, and dedicated loss control.
Construction companies are frequently exposed to risk. Throughout a project’s life, a contractor can experience an array of hazards threatening the integrity of the job. Aspects like human error or environmental damage could leave an operation vulnerable to significant financial and property losses.
Additional risks a construction business may face include:
- Injury
- Design defects
- Weather delays
- Theft
- Equipment damage
The right insurance can help safeguard the construction site and mitigate financial risks. Our industry knowledge allows us to create cost-effective and adaptable solutions that contour to your business’s needs over time. Our agents will learn about the circumstances surrounding your insurance requirements and identify areas of high risk to develop comprehensive protection packages that reduce your total cost of risk.
Construction Industries We Serve
Our dedicated team of professionals will help you navigate difficult market conditions and the challenges of a growing global economy by implementing an insurance program that provides solutions to the various exposures within the construction industry. We pride ourselves on our ability to manage our customers’ risks effectively.
- General Contracting
- Street and Road
- Special Trade
- Environmental
- Roofing
- Steel Erectors
- Demolition
- Home Builders
- Utility Construction
Types of Construction Insurance
We help educate business owners on the various policies they may need for their company. For most contractors, a single insurance policy won’t be enough. Instead, they’ll need a personalized program to fit their circumstance. Our team will identify susceptible areas of a business and search the market for companies that can fill the gaps with reputable and competitive solutions.
Our risk management division, BMBRisk, can assist you with contract review, loss control, and claims management, increasing safety awareness and risk transfer mechanisms while reducing costs. We have extensive experience with a variety of coverages including, but not limited to:
- Builders’ Risk Insurance
- Workers’ Compensation
- General Liability
- Property
- Commercial Automobile
- Contractors Equipment
- Installation Floaters
- Pollution
- Professional Liability
- Employment Practices Liability
- Surety/Bonds
Count on the BMB Advantage
With Bowen, Miclette & Britt, you will be working with one of the largest independent insurance agencies in the nation. Margins within the construction industry are fine, and our team is committed to offering outstanding, innovative, and customized risk management strategies that your business can rely on. We understand the complex construction insurance market, so countless clients depend on our knowledge, vision, accountability, and service.
For over 40 years, we have protected the best interests of our clients with innovative insurance solutions. This experience has taught us how to create a multifaceted portfolio to address various business needs. Our 95% client retention rate displays our commitment to our clients, showing you we’ll go to great lengths to protect your interests.
Construction Risk Management Solutions That Fit Your Business
Don’t leave your commercial construction business exposed to the unpredictable forces that could derail your project and your profits. At Bowen, Miclette & Britt, we understand that every nail driven and every brick laid comes with its own risks. That’s why we offer tailored risk management solutions to fit the unique blueprint of your business. Join the ranks of our satisfied clients who enjoy the BMB Advantage – a partnership with one of the top 100 insurance agencies in the country, boasting a 95% client retention rate.
From injury to environmental liability, the construction site is a dynamic environment where the unforeseen is always around the corner. But with the right insurance, you can build a fortress of security around your site and your finances. Our industry expertise is your asset as we create cost-effective and adaptable solutions that evolve with your business needs. Take the first step in securing a robust financial foundation for your construction company. Let our experienced personnel, who have already forged strong relationships with major construction markets, guide you through the complexities of commercial construction insurance. Whether you need builder’s risk insurance or surety bonds or have specialized needs in street and road construction, environmental projects, or demolition — BMB has got you covered.
With over 40 years of experience, our suite of services goes beyond insurance coverage with BMBRisk, our risk management division. Contact us today to learn how our personalized insurance programs and dedicated loss control can reduce your total cost of risk. It’s time to harness the BMB Advantage’s power and fortify your construction business’s future. Get your commercial quote now and let us help you lay the foundation for a safer, stronger, and more secure tomorrow.