Bowen, Miclette & Britt Insurance Agency, LLC is an experienced, equipped, and connected insurance brokerage serving the marine industry.
We write insurance packages for a broad range of inland and offshore maritime sector exposures, including commercial boat insurance, cargo insurance, business interruption insurance, and marine liability.
Bowen, Miclette & Britt collaborates with clients to build risk management plans that can cover the exposures most relevant to their company.
Risk Management Plans for Critical Maritime Exposures
Bowen, Miclette & Britt brokers leverage technical expertise and extensive resources to aggregate marine insurance plans with the ideal scope of coverage.
We help clients access a wide range of commercial marine insurance coverage types, including:
- Protection and indemnity
- Hull and machinery
- General liability
- Marine umbrella or excess Liability
- Cargo and related liabilities
- Wharfinger, stevedore, and terminal liabilities
- Inland marine operations and handling equipment
- Property and business interruption, or loss of revenue
- United States Longshore and Harbor (USL&H) Workers’ Compensation
- Maritime employers liability (MEL) insurance
- Terrorism coverage
- Cyber insurance
Segments We Serve
Marine industry organizations work alongside various businesses while using expensive machinery and operating around valuable cargo. Any business in the marine industry should maintain an insurance policy offering sufficient coverage at a manageable premium. In any maritime field, working with a marine insurance broker is insurance assurance.
Segments we serve include, but are not limited to:
- Shipyards
- Ship repair
- Construction and sea trials
- Offshore service vessels
- Charterers
- Terminals and port facilities
- Import and export cargo operations
- Tug boat, barge, and workboat operations
- Piers, wharves, docks, and other marine property
- Marina operators
- Vessel operations of all types and locations
Our Marine Insurance Process
We offer a full suite of services that help produce strong risk management policies for businesses at every end of the marine industry:
- Needs assessment: We visit offshore and inland marine industry facilities to speak with facility leadership, acknowledge risks, and evaluate coverage requirements. Our diligent needs assessment process allows us to determine the policy types that can reduce risk most effectively.
- Policy aggregation: We gather a list of potential marine insurance policies from reputable providers. Our firm maintains relationships with prominent domestic and international agencies, including select London Brokers.
- Policy evaluations: We discuss the inner workings of each marine insurance policy with clients to inform their final decision.
- Claims management: We handle the clerical work of claims management after an incident, completing or assisting in tasks such as damage assessment, claim preparation and filing, documentation management, insurer communication, and settlement negotiation.
- Policy renewal or updates: We assess our marine clients’ insurance needs over time and how their policies meet these demands. Our staff can renew policies that continue satisfying a client’s coverage needs or, if necessary, find new deals that accommodate changes in risk and exposure.
Reasons to Choose Bowen, Miclette & Britt
At Bowen, Miclette & Britt, we help businesses in the maritime sector acquire insurance policies that cover their most critical vulnerabilities. We listen closely and offer our expertise to determine coverage needs and find affordable policies that meet them.
Bowen, Miclette & Britt handles the labor associated with comparing marine insurance policies to expedite the process for clients while reducing overhead costs. By divesting insurance policy research and negotiation to Bowen, Miclette & Britt, our clients benefit from:
- Marine insurance expertise: Bowen, Miclette & Britt has in-depth knowledge of marine industry operations and challenges that businesses face offshore and inland. Our staff operates with a unique understanding of the insurance coverages each client needs to manage specific types of risk.
- Personalized insurance plans: We take the time to understand each client’s unique place in the marine industry and the distinct set of exposures they face to shape their insurance accordingly.
- Extensive connections: Our long-standing relationships with major domestic and international marine insurers allow us to build dependable, comprehensive insurance packages with competitive premiums.
- Risk management assistance: Our risk management department, BMBRISK, helps clients structure safety and maintenance programs for the marine industry.
- Continued support: A company’s risk management strategy must evolve as operations scale. Our brokers support clients through ongoing consultation and market investigation.
Why Trust Us as Your Maritime Insurance Brokers?
At Bowen, Miclette & Britt, we have the pedigree of a dependable commercial insurance brokerage built by resourceful individuals who value accountability. We are more than just insurance — we’re assurance.
Our maritime insurance legacy spans more than 40 years. From our earliest days, we have prioritized attentive communication and rigorous analysis to establish comprehension of each client’s risks and exposures.
We personalize our services to achieve pragmatic, cost-effective maritime insurance solutions. The process and our expectations remain the same for every account. As a result, publications such as Insurance Journal and Business Insurance have ranked us among their top firms.
From our well-rounded staff to our intuitive analytics tools and strong vendor relationships, we earn and maintain widespread trust throughout the marine industry.
Contact Our Commercial Marine Insurance Brokers
Bowen, Miclette & Britt recognizes marine industry vulnerabilities and can pair them with dependable insurance policies. Our commercial insurance research and negotiation capabilities can mitigate your business’s most critical inland and offshore exposures, so contact us today for more information.
